Equipment Financing

Equipment financing lets you put the machinery, vehicles, and technology your business needs to work now and pay for them over their useful life, instead of tying up your cash.

What Can Be Financed

• Construction and heavy equipment
• Manufacturing and production machinery
• Commercial vehicles and trucks
• Restaurant, medical, and technology equipment
• New or used equipment from dealers or private sellers, depending on the lender

Loan or Lease?

• Equipment loan — you own the equipment, which typically serves as collateral for the loan.
• Equipment lease — a lower upfront cost, with options to buy, renew, or return the equipment at the end of the term.

Loans and leases are treated differently for taxes, so talk with your CPA about which fits your situation.

What Lenders Typically Review

• Time in business and credit history
• The equipment type, age, and quote or invoice
• Revenue and cash flow

How We Help

We match your request with equipment lenders who know your industry and the assets you’re buying, and help you compare loan and lease structures side by side.