Commercial Real Estate Financing
Whether you’re buying a building for your business or adding an investment property to your portfolio, the right loan depends on the property type, how it produces income, and your long-term plans.
Property Types
- Office, retail, and mixed-use
- Industrial and warehouse
- Multifamily (5+ units)
- Hotels and other special-use properties
Financing Options
- Bank and credit union loans
- SBA 504 and 7(a) for owner-occupied property
- Bridge loans for transitional properties
- Construction financing
- Refinance and cash-out
What Lenders Typically Review
- Property cash flow and debt service coverage
- Loan-to-value and your down payment
- Your experience, credit, and liquidity
- Property condition, tenants, and location
How We Help
We structure your request around the property and your plan, compare lending partners, and bring your deal to the lenders most likely to fit it.
Not sure which option fits?
Book a free 15-minute Capital Review or call (760) 214-5850. Ready to move forward? Start your application online.
Horizon Financial places commercial and business financing requests with a network of third-party lenders and is typically paid by the lender at funding. When a lender doesn’t pay, our fee is disclosed in writing before you sign and is due only at closing. No up-front fees. Not all applicants will qualify. All loans are subject to lender underwriting, credit approval, and program guidelines. Rates, terms, and timelines vary by lender. Victor Hernandez, NMLS #798657.