- Conventional Loans
- Bridge Loans
- Commercial Mortgage Financing
- Adjustable Rate Mortgage
- Balloon Mortgage
- Commercial Mortgage Refinance
- Office Buildings
- Property Specialty
- Commercial Loans
- Construction Financing
- Hard Money Loans
- Commercial Real Estate Financing
- Fix N Flip Loans
- Real Estate Financing
- Mezzanine Financing
Apartment & Multifamily Loans
Whether you’re buying your first 5-unit building or refinancing a larger complex, multifamily financing is driven by the property’s income, its condition, and your experience as an owner.
Financing Options
- Bank and credit union loans
- Agency loans (Fannie Mae and Freddie Mac) through our lending partners
- FHA/HUD multifamily loans
- Bridge loans for value-add and lease-up
What Lenders Typically Review
- Rent roll and trailing 12-month operating statements
- Debt service coverage and loan-to-value
- Property condition and planned improvements
- Your ownership experience and liquidity
How We Help
We match your property and business plan with the right multifamily program, whether you’re stabilizing, holding long term, or repositioning.
Not sure which option fits?
Book a free 15-minute Capital Review or call (760) 214-5850. Ready to move forward? Start your application online.
Horizon Financial places commercial and business financing requests with a network of third-party lenders and is typically paid by the lender at funding. When a lender doesn’t pay, our fee is disclosed in writing before you sign and is due only at closing. No up-front fees. Not all applicants will qualify. All loans are subject to lender underwriting, credit approval, and program guidelines. Rates, terms, and timelines vary by lender. Victor Hernandez, NMLS #798657.