Meet Our Team
Horizon Financial is led by Victor Hernandez and supported by a network of SBA lenders, banks, and specialty funding partners across the country.
Victor Hernandez
Managing Member & Advisor, Commercial Lending Nationwide · NMLS #798657
Victor has spent 15 years in banking, including 10 in commercial and residential real estate finance, in roles that include loan originator and advisor. He studied Economics at Penn State World Campus. A Southern California native, Victor calls San Diego his forever home.
Today Victor works with business owners and real estate investors on SBA, commercial real estate, and business financing, matching each deal with the lending partner best suited to it.
Phone: (760) 214-5850
Email: v.hernandez@horizonfinanciallending.com
Let’s map out your next move.
Book a free 15-minute Capital Review or call (760) 214-5850. Ready to move forward? Start your application online.
Horizon Financial places commercial and business financing requests with a network of third-party lenders and is typically paid by the lender at funding. When a lender doesn’t pay, our fee is disclosed in writing before you sign and is due only at closing. No up-front fees. Not all applicants will qualify. All loans are subject to lender underwriting, credit approval, and program guidelines. Rates, terms, and timelines vary by lender. Victor Hernandez, NMLS #798657.